Medicare Advantage differs from original Medicare in several ways. Most plans also have free programs that help people manage their health conditions and develop healthful lifestyle habits. In addition, many Advantage plans offer prescription drug coverage, and some include extra benefits, such as vision and dental care. Part C plans, otherwise known as Medicare Advantage plans, are the alternative to original Medicare and provide all the benefits of parts A and B. ![]() Original Medicare comprises Part A, which is hospital insurance, and Part B, which is medical insurance. To understand Advantage plans, it helps to know how they fit within Medicare. For Medicare, this usually applies to prescription drugs. Copayment: This is a fixed dollar amount that an insured person pays when receiving certain treatments.Coinsurance: This is a percentage of a treatment cost that a person will need to self-fund.Deductible: This is an annual amount that a person must spend out of pocket within a certain time period before an insurer starts to fund their treatments.We may use a few terms in this piece that can be helpful to understand when selecting the best insurance plan: Lastly, it lists the states where the plans are available and gives some examples of plan costs. Then, it examines the coverage of Cigna Advantage plans, including the vision benefits. ![]() This article introduces Cigna and describes Medicare Advantage. ![]() However, to get the most vision coverage at the lowest price, an individual must choose from in-network providers. Some Cigna Advantage plans allow a person to use either in-network or out-of-network healthcare providers. The vision benefits include coverage of a vision exam and at least part of the cost of contact lenses or one pair of glasses per year. Cigna offer a range of Medicare Advantage plans, some of which include vision care.
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